Stacking the New York solar incentives in 2026

Most homeowners we meet have heard of one or two of the New York solar incentives. The ones who have heard of all three usually still get the math wrong because they apply in a specific order.

The residential federal credit changed after 2025, so proposals need to verify install date, property type, state eligibility, and utility rules instead of assuming an old credit stack. Net metering then runs on your utility bill month over month, rolling over annually under current PSEG and Con Edison rules.

Run the math on a real bill — say $240 per month average — and the system design should show gross project cost, verified eligible credits, financing assumptions, net-metering value, and long-term savings separately.

If you are in an NYC borough — Brooklyn, Queens, the Bronx, Staten Island — there is a fourth lever: the NYC 30% property tax reduction for residential solar installations. It is not available elsewhere in New York State, and most installers outside the five boroughs skip the conversation entirely. We don't.

The trick is that the proposal has to model all applicable incentives, in the right order, against your actual utility rate. We do. If yours doesn't, ask why.